The CitiBusiness Card is an excellent card for those who have very good credit and are looking to maintain and manage all of their business-related expenses by using one credit card.

There is no annual fee associated with the CitiBusiness Card, and it offers an introductory interest rate of 0% for the first twelve months on both purchases and balance transfers. After the introductory period, the interest rate on purchases is 10.99% based on prime rate for purchases and average 22.99% on cash advances with a pre-determined minimum interest rate. Additionally, after the introductory period the fee for balance transfers is 3% with a $5 minimum and $50 maximum, and a 3% fee for cash advances with a minimum of $5.

There are no rewards programs available with this card, however, it is quite attractive for those looking for a business card that has a low interest rate and who plan to take advantage of the other services and discounts the card offers.

Some of the services and benefits a cardholder can expect to receive from the use of the CitiBusiness Card include the following:

Online access to account information

Emergency assistance and travel-related services

Solutions for identity theft

Personal business assistant

No liability to the cardholder for unauthorized transactions

Protection from fraud

Automatic payment of bills

Protection for purchases

Insurance for car rental

Legal and medical referral services

Assistance for lost luggage

Reporting of lost and stolen cards

Emergency card and cash replacement

Financial statements for year end and quarterly

Travel accident insurance up to $1,000,000

Discounts at participating merchants and retailers